The online money transfer service has been a saving grace for many of its users. You can use your account to send and receive money online with ease, and expand your business endeavors internationally. Most sites, inlcluding VPN services, now accept PayPal as a legitimate payment option, so online shopping has never been more simple. So, why would you need a VPN for PayPal? Other than making sure your online payments are extra private and secure…have you ever tried using your PayPal account when traveling? Let me give you my top suggestions for VPNs to use with PayPal, and explain exactly why you would need one in the first place.
There are two main reasons for people to use a VPN: (1) online security and privacy, and (2) IP spoofing. With PayPal, those reasons still hold true.
The money transfer giant does have great security protocols in place to protect your transactions, but even those protocols have weaknesses. It’s highly advised to always use a VPN when you’re dealing with money online, whether it be PayPal or online banking. You can never be too safe when it comes to your e-payments. A VPN will re-route your traffic through a private connection using one its servers, and encrypt all of your data to boot.
Now, PayPal isn’t blocked outside of the US, so spoofing your IP has nothing to do with accessing regionally restricted content. However, PayPal won’t let you use your account if you’re located anywhere other than the country you opened it in. The platform gives you the choice of opening up a new account in the new country of residence. Great! Until you notice that you need a new email, bank account, address, and phone number to do so.
Expats and travelers, I feel your pain.
However, by using a VPN, you can spoof your IP to match your original country. This way, you can access your PayPal account from anywhere in the world with ease.
Now that you know why you’d need a VPN with PayPal, let’s move on to which VPN you should get. The sad truth is that PayPal doesn’t really like VPNs. There have been reports of the platform warning and banning some of its users for using a VPN.
That may sound horrible, but after going through forums to see which providers are being blocked, I noticed something: most of the bans have been for users using free or low-tier VPNs. Here’s what you should be looking for in a VPN for a platform like PayPal:
Wide server coverage
Large number of IPs per server
A strict zero log policy
A commitment to online privacy
I do want to state that while PayPal’s ToS does not in any way state that the use of a VPN isn’t allowed, VPN blocks are still very common with the platform. If you have any problems using your account with one of the VPNs I’ve listed below, I would suggest trying a different server. That usually fixes the problem with no hassle. That being said, here’s the list of the best VPNs you can use with PayPal:
ExpressVPN is the best VPN provider you can subscribe to on the market. It has incredible global server coverage, fast internet speeds, an absolute zero-log policy, and a customer support team like no other. Because of ExpressVPN’s server range and privacy commitments, it’s also the best VPN you can use for any online payment platform, including your bank. ExpressVPN comes with a long list of features, which include:
Military grade encryptions and the latest in VPN protocols.
2000+ servers in 94+ countries.
DDoS protection on all servers.
30-Day Money-Back Guarantee for all payment plans.
24/7 live chat support.
Note: NordVPN is no longer accepting PayPal payments. If you want to subscribe to a top VPN service provider using PayPal, take a look at the other options we have listed in this review.
Another great VPN to use with online money transfer platforms is NordVPN. A pioneer in global server coverage, NordVPN has optimized servers for DDoS protection and online streaming. NordVPN is also very strict about its no-logs policy and remains committed to ensuring the privacy of its users. Some of the many features you’d also be getting with this provider are:
4,800+ servers in 62 countries.
Double VPN for added security.
2048 bit SSL encryptions.
Dedicated DDoS protection servers.
30-Day refund policy.
24/7 live chat support.
The third entry on this list is BulletVPN. BulletVPN may not have as many servers as the providers above, but it does offer servers on all inhabited continents and does a great job with keeping them optimized. BulletVPN’s commitment to privacy is also on par with the rest of the providers on this list, as they have a strict zero-logs policy. Here are some of the features you’d be getting with a BulletVPN subscription:
47+ servers in 29+ countries.
Smart DNS feature (free!).
Unlimited bandwidth capacity.
military grade encryptions.
30-Day refund policy.
24/7 live chat and email support.
The final entry on this list is IPVanish. As with the all of the entries, this is a provider committed to keeping your information private. IPVanish has a strict zero-logs policy and uses 256-bit AES encryptions for all of your data. With IPVanish, you’ll also be getting features like:
Unlimited P2P traffic
750+ servers in 60+ countries.
10 simultaneous device connections.
Access to Tier-1 VPN network.
7-Day refund policy.
24/7 customer support.
How to Use a VPN with PayPal?
The whole process of setting up a VPN to work with PayPal is pretty simple. Here’s what you need to do in order to access PayPal using a VPN:
First of all, sign up with a VPN that actually works with PayPal i.e. isn’t blacklisted.
Next, download and install the VPN app on the same device you wish to access your PayPal account from. Android, iOS, PC, and Mac are all VPN-compatible.
Now, sign into the VPN app.
Finally, connect to a VPN server and wait for the VPN connection to establish.
That basically is all it takes to use a VPN with PayPal.
Using a VPN with PayPal – Final Thoughts
I want to end this article by repeating something I’ve already mentioned: PayPal seemingly blocks VPNs. If you’re connected to a server and can’t use your PayPal account, the easiest solution is to simply switch servers. I do suggest to pick servers inside your home country, even if you’re abroad, to always have access to your account.
A reader, writer, and avid internet user. Hiba has spent the better part of her adult life looking for ways to have a safer and more user-friendly online experience, all while praising the uses of VPN connections to anyone who would listen.